FHL Capital FHL CAPITAL
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Financial Training · Singapore · Est. 2008

Where capable advisors become indispensable.

We train licensed financial advisors in Personal Financial Strategy — a proven methodology that makes every recommendation justifiable, measurable, and built to last.

Explore the programme About FHL Capital
IBF-STS Accredited· The Institute of Banking & Finance· Partnered with f1gures
A premier & trusted partner

We build long-term trust by putting our trainees' outcomes first — equipping advisors to serve individuals and families with competence and confidence.

Our story

{{ storyYearsWord }} years of putting advisors first.

FHL Capital commenced its fund management and financial advisory business in 2008 as an Exempt Financial Advisor and Exempt Fund Manager. In 2018, we ceased fund management to focus entirely on financial training under an IBF-accredited programme. In 2024, we partnered with f1gures — a fintech start-up — to bring technology into our curriculum and an even greater enhancement to the business outcomes of our trainees.

2008
Commenced as EFA & EFM
2018
Began IBF training business
2024
Partnered with f1gures
Today
A trusted training partner
Proven in practice
300400%
Average increase in business performance, on a per-client dealing basis, that advisors can reasonably expect after the programme.

“Specially developed to equip advisors with the skills and knowledge to conduct comprehensive financial planning for individuals and families.”

The IBF-STS Programme · FHL Capital
Our approach

Three principles behind
our courses.

01

Justifiable advice

Every recommendation can be explained, defended, and traced back to the client's own goals and resources.

02

Proven results

A measurable uplift in advisor performance — outcomes our trainees can see in their own practice.

03

IBF-accredited

Recognised under the Institute of Banking & Finance Standard Training Scheme, with course-fee subsidies.

The methodology

Personal Financial Strategy

A holistic plan that integrates and optimises across products and services, so every financial goal can be realised in a systematic and pragmatic way. We teach advisors to build a long-term master plan — robust enough to withstand economic shocks.

Explore the methodology
01
Deep analysis tool
Simplifies a genuinely complex planning process.
02
Communication methodology
Advisors empowering clients to articulate goals and sensitive information
03
Robust planning methodology
Iterative processes that build a resilient master plan, connecting all life goals.
PFS — Elementary
3-Day Training · IBF-STS · PL3 · TGS-2026063228
$3,000nett, after $3,000 subsidy
Elementary & Advanced
6-Day + 12-Week Coaching · PL3 + PL4 · TGS-2026063228 · TGS-2026063331
$6,000nett, after $6,000 subsidy
A financial advisor in conversation with a couple over coffee at a café

Ready to become the advisor your clients rely on?

Speak with us about the right track for where you are in your practice. We typically respond within three
 business days.